Your Financial
Future, Planned Right.
Whether you're in Johannesburg, Cape Town, or Dallas — I help South Africans build retirement security, grow investments, and protect what matters most.
FSP Licensed
No. 703
4.9 / 5 Rating
300+ clients
18 Years
Industry experience
Thabo Nkosi, CFP®
Old Mutual Senior Financial Planner
R2.4B+
Assets under guidance
1 200+
Families served
18 yrs
With Old Mutual
Book Your Free Consultation
No obligation. Personalised advice within 24 hours.
Every solution your
financial life needs.
From first payslip to retirement — Old Mutual covers every stage of your financial journey.
Retirement Annuity Planning
Maximise your RA contributions to retire with dignity. We calculate exactly how much you need to save monthly to reach your retirement income target.
Investment Portfolios
Unit trusts, tax-free savings accounts, and offshore investments tailored to your risk appetite and time horizon.
Life & Disability Cover
Protect your family and income with right-sized life insurance, disability cover, and critical illness policies — not oversold, not underinsured.
Education Savings
Start early with an endowment or TFSA to fund your child's university fees. University costs double every 8 years — plan now.
Estate & Will Planning
Ensure your assets reach the right people. We help you draft a valid will, set up testamentary trusts, and minimise estate duty.
A name South Africans have trusted for 180 years.
Old Mutual is Africa's oldest financial services company. When you work with me, you get the strength of that institution behind every recommendation.
0yrs
Old Mutual Founded
Est. 1845 — Africa's oldest insurer
0M+
Policyholders
Across Southern Africa
0.1%
Claims Paid
Life cover claim success rate
0yrs
My Experience
Certified CFP® since 2007
A message from your planner
“I don't sell products. I build financial plans that change lives — one family at a time.”
— Thabo Nkosi, CFP®
FSP Licensed
703
CFP® Certified
Since 2007
Top Performer
2022–2025
SA & USA
Cross-border
Ready to take control of your financial future? Book a free, no-obligation consultation today.
Schedule Free ConsultationReal results for real South Africans.
From Sandton to San Francisco — here's what clients say after working with Thabo.
“Thabo reviewed my entire financial situation and showed me I was over-insured but under-saving for retirement. He restructured everything — I now save R4 200 more per month without feeling it.”
✓ Saved R4 200/mo extra
Nomvula Khumalo
HR Manager, Johannesburg
South Africa 🇿🇦
“As a South African in the US, I had no idea how to keep my SA retirement annuity active or whether to bring money back. Thabo navigated the cross-border complexity completely. Absolute lifesaver.”
✓ Cross-border RA maintained
Ruan van der Merwe
Software Engineer, Dallas TX
USA 🇺🇸
“I came to Thabo with R80 000 sitting in a savings account earning nothing. He set up a balanced unit trust portfolio and a TFSA. 3 years later I'm up 41%. I wish I started sooner.”
✓ +41% portfolio in 3 years
Precious Mokoena
Small Business Owner, Pretoria
South Africa 🇿🇦
Ready to write your own success story?
Book a free consultation — zero commitment, 100% personalised advice.
Questions answered.
Everything you need to know before booking your consultation with Thabo.
Still have questions?
Can't find what you're looking for? Book a free call and ask anything directly.
Book Free CallNo. Your first consultation with me is completely free and carries zero obligation. We use this session to understand your financial situation, goals, and concerns. Only if you decide to proceed with a formal financial plan will fees be discussed — and those are fully disclosed upfront in writing.
Absolutely. I specialise in cross-border financial planning for South Africans abroad. Whether you need to maintain your South African retirement annuity, manage a tax-free savings account, deal with exchange control regulations, or plan for eventual repatriation, I navigate the South African regulatory environment on your behalf — regardless of where you are in the world.
For the initial consultation, nothing formal is required. It helps to have a rough idea of your monthly income, existing policies or investments (if any), and your main financial goals. After the consultation, if we proceed, I will provide a checklist of the specific documents needed to compile your full financial plan.
Old Mutual was founded in Cape Town in 1845 — making it Africa's oldest and most established financial services company. It is listed on the Johannesburg Stock Exchange (JSE) and regulated by the Financial Sector Conduct Authority (FSCA). Products are backed by one of Africa's largest balance sheets, and claims are paid at a 99.1% success rate. You get institutional strength with a personal adviser relationship.